If one wants to compare travel insurance, then it is necessary to understand the various travel insurance plans that are available. Then one needs to investigate the costs associated with these plans offered by different companies and then to find the one that is most cost-effective yet most suitable and covers all of one’s needs when travelling.
The first type of policy to compare is single trip plan travel insurance. Single trip plans, as their name implies, covers a single holiday or business trip. The trip can be as short as three days or as long as year with comprehensive coverage provided throughout the length of the trip. A help line for medical assistance is available around the clock and over fifty sports are covered. Usually there is no charge for children that take part in these trips.
For those who travel more often during the year and want compare travel insurance, then there are multi-plan trips which cover an unlimited number of trips made throughout a single year. These again can be trips for either business or pleasure that can last for up to 90 days for each trip. Winter sports are covered for free as well as fifty other additional sports. Children are also covered at no charge and there are discounts available for family travel.
Another type of travel insurance that travelers compare is the winter sports insurance. This type of insurance is available as a single trip or a multi-trip for those who travel often during the winter months around the world and offers comprehensive coverage for a wide range of injuries or eventualities. The multi-trip plan covers winter sports at no charge as well as off-piste-skiing and snowboarding. Coverage for winter sports equipment, avalanche benefit and ski packs are also available and children are covered at no charge.
Long stay insurance does cover holiday trips that can last up to twelve months but is designed more for those who choose to live abroad or need it for business travel. For those using it to cover an extensive holiday, there are fifty different winter sports that are covered at no extra charge. Children are covered at no charge and family coverage is available if the plan is being used for a personal business trip. Long stay insurance includes comprehensive coverage for major medical expenses and hospital bills as well as for cancellations of pre-paid trips.
One type of insurance that is designed more for students is backpacking insurance. Backpacking is one way to travel that brings an in-depth and close-at-hand experience of the cultures and way of life in the countries that are visited. Coverage for backpacking insurance can be for along as eighteen months and includes an option for skiing during the winter months with fifty other sports and activities included at no extra charge. Being designed for students, backpacking coverage enables the student to return home once during any extended travel. Medical rescue and emergency assistance is available by means of a 24-hour hotline that exists worldwide. Continuation of repayment of a student loan is also available while one is traveling.